DFIs Boost Lending Capacity as Bank Posts Strong Liquidity and Capital Ratios

By Bruno Aero Family Media Staff Writer

Development Finance Institutions (DFIs) have played a pivotal role in strengthening the bank’s ability to extend credit to key sectors of the economy, including small and medium enterprises (SMEs), agribusiness, and manufacturing. This strategic support has contributed significantly to the expansion of the loan book, underscoring the institution’s commitment to driving growth in productive sectors.

“Our partnership with DFIs has enhanced our lending capacity, enabling us to channel more resources into sectors that are critical for economic transformation,” she said, highlighting the positive ripple effects on entrepreneurship and industrial development.

The bank’s financial health remains robust, with the liquidity ratio standing at 60.9%—well above the statutory requirement. Additionally, all capital adequacy ratios continue to exceed regulatory thresholds, reflecting strong risk management and a solid capital base. These indicators affirm the institution’s resilience and ability to sustain growth while safeguarding depositor confidence.

Family Bank Chair Lazarus Muema, CFO Paul Ngaragari and CEO Nancy Njau during the release of the 2025 full-year results, 

By leveraging DFI partnerships and maintaining sound financial fundamentals, the bank is positioning itself as a key driver of inclusive economic growth, ensuring that SMEs and agribusinesses have access to the financing they need to thrive.