800 NAROK BODA BODA RIDERS TRAINED ON LOANS, INCOME MANAGEMENT AND FINANCIAL SURVIVAL

By Bruno Aero Desk Correspondance

Narok, September 30, 2026  More than 800 boda boda riders in Narok County are being equipped with financial management skills in a new initiative aimed at helping them manage daily earnings, meet loan obligations and safeguard their livelihoods.

The financial literacy programme, organised by Mogo Kenya in partnership with the Boda Boda Association of Kenya (BAK), is targeting riders with practical knowledge on budgeting, cash-flow management, loan agreements and planning for regular repayments.

The initiative comes as motorcycle ownership continues to provide a critical source of employment and income for thousands of Kenyans, with riders relying on their motorcycles to meet household expenses, pay school fees and support their families.

During the training, riders are being encouraged to develop realistic budgets and separate business income from personal expenditure to ensure that money generated from their motorcycles is used sustainably.

They are also being advised to understand the terms and conditions attached to their loans before committing themselves to repayment obligations.

Mogo Kenya Events and Community Manager Sheila Wangari said the programme was designed to go beyond motorcycle financing by giving riders the knowledge required to run sustainable businesses.

“Behind every motorcycle we finance is a person who depends on that motorcycle to earn a living. It is their workplace, their business and, in many cases, the income that supports an entire family,” Wangari said.

She said empowering riders with financial knowledge could help them make informed decisions about their earnings, expenses and credit obligations.

BAK President Kevin Mubadi said financial literacy was critical for boda boda operators, particularly because motorcycle ownership comes with financial commitments that riders must plan for.

Mubadi urged riders to understand their repayment obligations and seek guidance whenever they encounter difficulties that could affect their ability to service their loans.

The riders were further encouraged to communicate with their financiers early when facing financial challenges instead of allowing missed instalments to accumulate and become more difficult to resolve.

For many riders, a motorcycle represents more than a means of transport. It is their workplace and a business asset that generates daily income while supporting families and meeting essential household needs.

The Narok training forms part of wider financial literacy sessions being conducted by Mogo Kenya and BAK across Nyanza, Mt Kenya, Western, Eastern and Rift Valley regions.

The partners say the programmes are aimed at reaching more boda boda operators with practical financial skills to help them manage credit responsibly, protect their income-generating assets and build more sustainable livelihoods.